Smart Financial Service

Jul
02
2020

Is Refinancing With Poor Credit Possible?
With rates at incredible lows, Americans across the country are refinancing their mortgage. But if you have poor credit, you may be wondering if it's possible. Refinancing with a low credit score isn't the ideal position, but it is possible. Here's everything you need to know...

Jun
24
2020

How Long Will It Take For Your Credit to Repair After A Late Mortgage Payment?
Your mortgage is probably your household's most significant debt and accounts for most of your living expenses. Understandably, money has been tight for many Americans in this COVID economy, and many homeowners were late on their payments. If this sounds like you, you may be wondering...

Jun
17
2020

Should You Get Your Home
Most homes have an element that could use some improvement before putting on the market. Perhaps the wood flooring is looking scratched and dingey. Or the tub and shower are showing their years. Or maybe the shingled roof is making your home look outdated. No matter what needs...

Jun
10
2020

What Happens When You Don't Pay Property Taxes?
Property taxes are a given when you own your property. Some homeowners choose to roll the taxes into their mortgage payment and let the lienholder pay when they are due. However, some prefer to pay it themselves. Here is what may happen if you do not pay your property taxes. What is "Property...

Jun
04
2020

7 Myths About Foreclosure -- There's Good News!
The idea of your home getting foreclosed on can send a chill up your spine. It's understandable. Thinking that a bank shuts you out of your home with ruined credit is an awful thought. But here's the reality check: Not everything that you've heard about foreclosing is true. Here are...

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